Australian Financial Complaints Authority (AFCA)
Free, independent complaints service for disputes with super funds and insurers, including TPD and income protection.
Covers: National
What applies to me?
Step 1 · Your situation
Step 2 · Your state or scheme
Step 3 · Your next steps
In one sentence
Report the injury, see your own doctor, and lodge a claim as soon as you can — delays can affect your rights.
Usually no. Workers' compensation is mostly no-fault. Fault can matter later if you consider a common law (negligence) claim.
Many casual workers are covered. Contractors may or may not be covered depending on the real nature of the working relationship and your state's laws. Ask your regulator.
Most schemes have protections against being dismissed because of a work injury, especially in the first months. Fair Work laws may also protect you. Get advice quickly if this happens.
Free, independent complaints service for disputes with super funds and insurers, including TPD and income protection.
Covers: National
Unions can provide advice, advocacy and referrals for members injured at work.
Covers: National
Find a free community legal centre near you anywhere in Australia.
Covers: National
Information about workplace rights, dismissal and pay. Fair Work Commission deals with unfair dismissal and bullying applications.
Covers: National
Centrelink line for the Disability Support Pension, sickness-related payments and carers.
Covers: National
Free information for WA workers, plus Conciliation and Arbitration Services for disputes.
Covers: WA
General information only. Rules change and depend on your circumstances. Check with your regulator or get independent legal, financial or medical advice about your situation.